Negative Equity Settlement

We achieved an average mortgage write off of 77% for our clients in 2018.

Our service is 100% confidential, regulated and authorised by the FCA.

Since 2013 we have achieved a successful write off for 96.6% of our clients.

We have secured debt write offs worth over £70 million for UK property owners.

If You Have Property In Negative Equity And Need To Sell, What Are Your Options?

Selling a property in negative equity and settling the shortfall (remaining balance) has several names, including an ‘Informal Settlement’, ‘Debt Write Off’ or ‘Full and Final Settlement.’

Negative Equity Settlement

If you feel stuck with a property you no longer want, or if you have a rental property that no longer makes financial sense, then this approach has many benefits.

Landlord Debt Advisory is the market leader with this type of innovative debt solution. We have negotiated on behalf of hundreds of our clients, resulting in millions of pounds of debt being written off.

  • Over £70,000,000 in debt written off for our clients
  • Average debt write off per client is £75,923 (2018)
  • Available with 98% of lenders
  • 67% success rate since 2013

See what our clients have to say:

We are representing 100s of Landlords throughout the UK right now who are availing of negotiated settlements with their lender(s). This doesn’t mean going bankrupt or selling all of your properties, what it means is freeing yourself from the loss-making properties that are holding you back and causing you worry.

Our team of property, debt and banking professionals have perfected our FCA approved approach to mortgage shortfall negotiations. We manage all aspects of the case, from advice, asset management, helping you with your Estate Agent through to negotiating the sale and settlement with your lender. We have completed 100s of cases with virtually all lenders.

Case Example:

Property Value:                   £100,000

Outstanding mortgage:     £165,000

Property Sold for:               £100,000

Negative Equity:                  £65,000

Settlement payable:            £16,250 (25%)

Terms:                                    £270 per month over 5 years without interest

Saving:                                   £48,750

The level of debt written off will depend on your overall financial circumstances and the lender which holds your mortgage, that’s why we recommend a case review in the first instance. Then you’ll know exactly where you stand and can make your decision in how best to address your property debt.

Negative Equity Sale and settlement – We successfully negotiate 100s of cases every year whereby our clients’ property are sold and an affordable debt settlement was agreed. Does this sound like something you need to find out about?

See what our clients have to say: then call is on 0161 222 4311 or fill in the form below to discuss how we can help you.

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