Remortgage / Restructure
We achieved an average mortgage write off of 77% for our clients in 2018.
Our service is 100% confidential, regulated and authorised by the FCA.
Since 2013 we have achieved a successful write off for 96.6% of our clients.
We have secured debt write offs worth over £70 million for UK property owners.
As well as our FCA permissions to provide debt advice and negotiate mortgage shortfall settlements we also hold a credit broking licence so we can advise you on restructuring your current portfolio or obtaining new mortgages if this is the most suitable option. In many cases you can obtain a new mortgage deal from your buy to let lender even if the property is in negative equity.
We have successfully negotiated better rates and extended terms for our Landlord clients, even when there was insufficient equity or affordability to refinance elsewhere.
You may have obtained a mortgage or loan product at a time when lending rates were much higher. Currently, rates are at an all-time low and a new mortgage or loan may be more affordable.
Restructuring and/or re-mortgaging can provide a quick and affordable alternative to a debt settlement solution, meaning that you don’t need to sell and your credit rating remains intact.
Our experience and relationships with lenders across the UK places us in a strong position to obtain the result you need. We deal with all third party and lender communications on your behalf.
You can relax safe in the knowledge that you have a team of experts working tirelessly on your behalf to achieve the best possible outcome for you.
Re-mortgage/Restructure – Landlord Debt Advisory has negotiated many cases whereby interest only portfolio terms have been extended, even when the client’s request had previously been rejected by the lender.